SVM Asset Management

Any SVM fund can be held in an Individual Savings Account (ISA), a special savings account introduced by the Government to allow your savings to grow free of income tax and capital gains tax. Because of these tax savings the Government restricts how much you can invest each year in an ISA, with the maximum set at £7,200.

SVM offers a Shares ISA where you can invest a maximum of £7,200 in shares. If you have already invested in a cash ISA in the same tax year, then the amount you invest with SVM must not exceed £7,200.

If you have a partner they also have an annual ISA allowance, so between you, up to £14,400 can be invested each tax year into the SVM tax free ISA.

Any of your current ISA investments can be transferred to an SVM ISA.

This may be ideal if you feel that your current funds are not performing well and that our funds offers better prospects for growth. Transferring allows you to keep all your current tax-free benefits.

SVM funds enjoy valuable tax savings. Any profits generated within any SVM fund from selling shares are exempt from capital gains tax. In addition any gains you make by movement in the fund's share price only become subject to capital gains tax when you cash in your investment and you currently have an annual allowance of £9,600 of tax-free gains. Finally, once you have held the investment for three years the rate at which any capital gains would be paid reduces on a taper basis for the next seven years. For more details please contact your financial adviser*.

* For information purposes only. Please consult your tax advisor for full details.

You can invest in a SVM Investment Trust through the SVM Savings Scheme starting with as little as £200 for lump sum investment and £50 a month for regular contributions (£25 a month through the SVM Saving Scheme for Children). Even better, some of our Trusts can be held in the SVM Investment Trust ISA, allowing your savings to grow tax-free.

This provides you with a low cost opportunity to invest in any of our investment trusts and avoids you having to use the stockmarket to invest with us. There are no Scheme charges, apart from Government Stamp Duty (currently 0.5%) when shares are purchased, and a small handling charge of £30 plus VAT when shares are sold. You can choose whether to invest with a lump sum or by regular payments and you can either add to, or withdraw from your investment at any time.

The minimum investment is a £200 lump sum or £50 monthly (£25 a month through the SVM Saving Scheme for Children) and there is no maximum investment.

The SVM Saving Scheme for Children is a flexible investment trust based savings scheme that enables parents, grandparents, godparents or any other relative or friend to give a child a head start in life. You can choose to invest in one or both of the available funds - SVM Global Fund and SVM UK Active Fund.

The scheme is a low cost option available to any adult who wants to invest for children. There are no Scheme charges, apart from Government Stamp Duty (currently 0.5%) when shares are purchased, and a small handling charge of £30 plus VAT when shares are sold. You can save monthly from as little as £25 per month, or invest a lump sum of £200. Of course there is nothing to stop you investing a lump sum and investing on a monthly basis.

Our Saving Scheme for Children allows you to invest on a child's behalf in one of two ways - as a designated account or by setting up a bare trust which is a more formal and possibly tax efficient way of saving and investing for children.

For further information and to apply please click here.

Any SVM fund can be held in an Individual Savings Account (ISA), a special savings account introduced by the Government to allow your savings to grow free of income tax and capital gains tax. Because of these tax savings the Government restricts how much you can invest each year in an ISA, with the maximum set at £7,200.

SVM offers a Shares ISA where you can invest a maximum of £7,200 in shares. If you have already invested in a cash ISA in the same tax year, then the amount you invest with SVM must not exceed £7,200.

If you have a partner they also have an annual ISA allowance, so between you up to £14,400 can be invested each tax year into the SVM tax-free Investment Trust ISA. And you can transfer any of your current ISA investments to an SVM Investment Trust ISA. This may be ideal if you feel that your current funds are not performing well and that our fund offers better prospects for growth. Transferring allows you to keep all your current tax-free benefits.

You can invest any amount directly into the Trust and still benefit from the valuable tax savings that the Trust enjoys. All SVM Investment Trusts enjoy valuable tax savings. Any profits generated within the Trusts from selling shares or securities are exempt from capital gains tax. Better still, any gains you make by movement in the Trust's share price only become subject to capital gains tax when you cash in your investment, and you currently have an annual allowance of £9,600 of tax-free gains. Finally, once you have held the investment for three years, the rate at which any capital gains would be paid reduces on a declining basis for the next seven years*.

* For information purposes only. Please consult your tax advisor for full details.